Monica Paniagua is a Manager at Reference Point with experience in business transformation, enterprise technology implementation, project management and regulatory compliance in the financial services industry. Her background includes Agile & Waterfall implementation, institutional payments transformation, sanctions screening & transaction monitoring, CCAR and DFAST regulatory management and end-to-end strategic design.
Monica joined Reference Point after 2.5 years at a global management consulting firm, where she became a fungible resource for her engagement across three main areas: Payment Control, Cash Settlements and Cash Management. Owning two workstreams within the client’s OTC settlements program, Monica supported the transformation of mainframe systems in a front-to-back Agile methodology. Monica also supported the remediation of the client’s payment control practice and managed the regulatory compliance within the space. Monica has been acknowledged as a trusted resource by her stakeholders that produces consistent deliverables.
Monica graduated from Columbia University, with a Bachelor of Arts in Financial Economics. Outside of work, Monica enjoys drawing and exploring New York City for small restaurants.
We understand complexity firsthand and have successfully navigated the challenges faced by global financial services firms. With our diverse skills and experience, we deliver innovative solutions while maximizing target performance and minimizing disruptions and risk.