Featured Insight
Headwinds in Wealth Management The Future of Financial Advice Depends on Organic Growth and a Paradigm Shift
May 2023
Profitability Lost
The last 18 months have seen some extraordinary changes in the business cycle and important implications for the future of wealth management. Contraction in business activity has contributed to slower growth, reduced earnings, and falling asset valuations based on higher costs of capital. The market has placed a drag on fee-based revenues and inflation continues to put upward pressure on operating expenses. Virtually all wealth managers saw their ratio of costs compared to assets under management (AUM) deteriorate.
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About Reference Point
Reference Point is a strategy, management, and technology consulting firm focused on delivering impactful solutions for the financial services industry. We combine proven experience and practical experience in a unique consulting model to give clients superior quality and superior value. Our engagements are led by former industry executives, supported by top-tier consultants. We partner with our clients to assess challenges and opportunities, create practical strategies, and implement new solutions to drive measurable value for them and their organizations.